Nutley, New Jersey

Your Home.
Your Terms.

Mortgage lending with clarity and confidence. Guiding you through every step — from first consultation to closing day.

NMLS #78468 Guaranteed Rate
Modern home exterior in Nutley, New Jersey
15+ Years of Experience
500+ Families Served
$100M+ Loans Closed

Mortgage solutions tailored to your goals

Home Purchase Loans

Whether it's your first home or your next chapter, I'll help you find the right loan program with competitive rates and clear terms.

Refinancing

Lower your rate, shorten your term, or tap into home equity. I analyze your situation to find the refinance path that makes sense for you.

Loan Programs

From conventional to FHA, VA, and jumbo loans — I match you with the program that fits your financial profile and homeownership plans.

Pre-Approval

Get a clear picture of your budget before you shop. A solid pre-approval strengthens your offer and speeds up closing.

Consultation

No pressure, no jargon. I take the time to understand your situation and explain your options in plain language.

Ongoing Support

From application to closing and beyond, I'm available to answer questions and keep you informed every step of the way.

Marc Calicchio, mortgage professional in Nutley, NJ

A trusted name in Nutley mortgage lending

I've spent over a decade helping families and individuals in the Nutley community navigate the mortgage process with confidence. At Guaranteed Rate, I have access to a wide range of loan products and competitive rates — but what sets me apart is the personal attention every client receives.

I believe that buying a home or refinancing shouldn't feel overwhelming. My job is to simplify the process, explain your options clearly, and work toward a solution that fits your goals and budget.

Marc Calicchio

Loan Officer · Guaranteed Rate

NMLS #78468

Four steps to your new loan

01

Reach Out

Call, email, or fill out the form below. Tell me about your goals and I'll get back to you promptly.

02

Explore Options

I'll review your financial situation and present the loan programs that fit your needs and timeline.

03

Apply & Get Approved

Together we'll submit your application and work through underwriting with clear communication every step.

04

Closing Day

Review your closing documents, sign, and walk away with the keys to your new home or the relief of a better rate.

Let's talk about your next move

Whether you're ready to apply or just have questions, I'm here to help. Reach out by phone, email, or the form — I respond to every inquiry personally.

(973) 564-1495 m.calicchio@rate.com 139 Chestnut St Ste 1
Nutley, NJ 07110
I'll respond within one business day.
Is this your business?This is my business