Nutley, New Jersey
Mortgage lending with clarity and confidence. Guiding you through every step — from first consultation to closing day.
Whether it's your first home or your next chapter, I'll help you find the right loan program with competitive rates and clear terms.
Lower your rate, shorten your term, or tap into home equity. I analyze your situation to find the refinance path that makes sense for you.
From conventional to FHA, VA, and jumbo loans — I match you with the program that fits your financial profile and homeownership plans.
Get a clear picture of your budget before you shop. A solid pre-approval strengthens your offer and speeds up closing.
No pressure, no jargon. I take the time to understand your situation and explain your options in plain language.
From application to closing and beyond, I'm available to answer questions and keep you informed every step of the way.
I've spent over a decade helping families and individuals in the Nutley community navigate the mortgage process with confidence. At Guaranteed Rate, I have access to a wide range of loan products and competitive rates — but what sets me apart is the personal attention every client receives.
I believe that buying a home or refinancing shouldn't feel overwhelming. My job is to simplify the process, explain your options clearly, and work toward a solution that fits your goals and budget.
Marc Calicchio
Loan Officer · Guaranteed Rate
NMLS #78468
Call, email, or fill out the form below. Tell me about your goals and I'll get back to you promptly.
I'll review your financial situation and present the loan programs that fit your needs and timeline.
Together we'll submit your application and work through underwriting with clear communication every step.
Review your closing documents, sign, and walk away with the keys to your new home or the relief of a better rate.
Whether you're ready to apply or just have questions, I'm here to help. Reach out by phone, email, or the form — I respond to every inquiry personally.